Shah Alam, Klang flooded in several areas – plan your travels, be vigilant; get Special Perils coverage

Several areas in Shah Alam and Klang have been hit by floods following heavy rainfall this afternoon, with affected areas including Jalan Kebun, Kota Kemuning and Sri Muda.

Earlier this week, the meteorological department of Malaysia announced that the monsoon transition phase is to begin from September 24, yesterday, and is expected to last until early November.

Members of the public have been advised to remain vigilant for changes in weather and stay updated with weather forecasts and warnings published by the department through its official website and official social media channels, as well as through the myCuaca mobile application, or contact 1-300-22-1638 for further information.

In its statement, the department said that the western and interior regions of Peninsular Malaysia, as well as western Sabah and central Sarawak could experience winds from various directions, which could lead to thunderstorms.

With increased rainfall, particularly in the period of the monsoon transition phase comes the greater risk of flooding, be sure to plan your journeys if you may be in the vicinity of a flood-prone area, and plan your alternative routes – or delay them if possible – in order to not put yourself in harm’s way. It is also not recommended to drive through floods, regardless of your type of vehicle.

This also brings into view the importance of having special perils coverage added to a vehicle insurance policy.

Coverage by the special perils add-on to one’s regular vehicle insurance policy brings added cover for natural disasters and acts of God, including for incidents such as fallen trees like this. We have tabled the costs of adding special perils coverage from various auto insurance providers in Malaysia, and these rates range from 0.15% to 0.20%, depending on company.

From our findings in 2021, for a vehicle insured for a value of RM50,000, it can start from RM75, ranging up to RM240 at the higher end of the scale, or from RM300 to RM1,000 for vehicles insured for a value of RM200,000.

Looking to sell your car? Sell it with Carro.