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Citi Rewards
💴 Instarem Amaze
HSBC Revolution
HSBC Advance Visa
AMEX True Cashback
UOB Absolute
STOCK BROKERS & INVESTING
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📈 Interactive Brokers:
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CREDIT CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts)
💨 Dash PET 1.5% interest CODE DASH-RXQ45
🚌 Revolut SG
☯️ YouTrip ($5 Bonus)
💰 iPayMy
💳 CardUp Use WAIKITC316 to get S$30 off the CardUp fee for first payment
✈️ SIA Kris+ App Code: C647172
😻 Favepay
🅱️ BigPay $10 referral code KJN6MN5GS0 at
💴 Instarem Amaze
🙏Trust Bank Code: HUQPC614
E-COMMERCE & SHOPPING
🛍 Lazada
🛍 Qoo10
🛍 Shopback $5
🛍 Shopback Pay Later $11 OFF
⭐️ CapitaStar App $5
🏬 Lendlease Plus $5 referral code NsHQKY
🐠 Marina Square $5 referral code EoQjdG
ROBO-ADVISORS
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🦉 MoneyOwl RoboAdvisor Code: 8JPW-62FZ (FREE $20)
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CRYPTO
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PROFESSIONAL FINANCIAL PLANNING:
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Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR
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Nerf: Weaken, deteriorate, downgrade
Previously I was using
– DBS Women’s World Mastercard with Instarem Amaze to earn 4 mpd + 1% Cashback
Current Card Strategy
– Citi Rewards MC 4 mpd + Amaze 0% local cashback OR 1% foreign cashback
– Cashback from Instarem comes in terms of points, 1 Instapoint for every S$1 equivalent in foreign currency (1%), capped at SGD 500 of foreign currency per transaction
– Redemption of 2000 pts = $20 cash to Amaze wallet
– Local spend: Convert all spend to online spend, eligible for CRMC 4 Mpd online category, including contactless payments e.g. in restaurants, supermarket, retail shops
HSBC Revolution VISA
+ 10X rewards points (4 miles per S$1 or 2.5% cashback) on online purchases and contactless payments
+ No min. spend required
+ Points expiry 37 months
– Cap of 10,000 rewards points per calendar month on eligible purchases ($1000 spend)
– Only earn 10X points on certain categories: Airlines, Car Rental, Lodging, Cruise Lines and Travel Agencies, Department Stores and Retail Stores, Supermarkets, Dining and Food Delivery, Transportation and Membership Clubs
– Depending on your value of mile. For myself, 4 mpd = 5-6% cashback (1.25-1.5 cents per mile)
AMEX Grabpay top-up stack NERFED
– UOB Absolute 1.7% OR American Express True Cashback 1.5% on Grabpay wallet top-ups
– Grabpay & Grabpay card nerfed from 14 Oct 2022 onwards, no more 1.2% Rewards on almost everything
– From 14 Oct onwards, 0.3% on F&B spend with Grabpay card, no rewards for others
– Grabpay QR no more 1.2%, but still useful for merchants who do not accept credit cards.
#sponsoredby #Webull
